Balances are stored privately and shown in their own currency.
Only verified accounts count toward totals.
Investments and pensions, grouped by provider.
Salary, direct debits, standing orders and planned payments feed this projection.
Each month shows net movement and the projected balance; months that would go negative are flagged.
Salary is an incoming recurring payment.
Edit, verify or delete records. Drafts are excluded from totals until verified.
Grouped by platform, e.g. Freetrade.
Grouped by pension provider.
Auto-classify imported statements by keyword, then adjust any row after import. Renaming a category re-labels its transactions; deleting moves them to "uncategorised".
A summary of your data is sent to your configured AI provider for analysis. No automated decisions are made.
The assistant receives a snapshot of your accounts, investments, recurring payments, projected cash flow and spending categories — then gives you a prioritised, plain-English assessment you can ask follow-up questions about.
The AI may get things wrong. Advice is informational, not financial, tax or legal advice.
Understand your spending patterns and identify opportunities to save.
Breakdown of your outgoing transactions.
Your largest transactions this period.
How your spending compares over time.
Statements, advice, and settings.
Upload your CSV bank statement, review the transactions and their categories, then save it.
Create a bank account first under Manage → Bank accounts, then pick it above.